PERSONAL CHECKING THAT OFFERS MORE FIT. LESS FEES.
- Essential Checking
- FirstRewards Checking
- Interest Checking
- Swipe Smart Checking
- USA Checking for Seniors
Your most used account gets you used to more.
Choose the checking account that is a perfect fit for where you are while getting features that fit perfectly with your future goals. FirstRewards Checking is an innovative product that builds interest with no minimum deposit while refunding out-of-network ATM fees. USA Senior and Essential Checking are user friendly and fee free. Our tiered interest account puts your deposits to work towards your goals. Checking is the account you will use the most. We’ve created accounts you can use to do more.
Essential Checking
Interest Bearing
Free 皇冠365 Visa® Debit Card- Refunded Out-Of-Network ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free Checks
- Unlimited Check Writing
- Monthly Imaged statement
- eStatements
No Minimum Opening Deposit
No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply.
FirstRewards Checking
- Interest Bearing
- Free 皇冠365 Visa® Debit Card
- Refunded Out-Of-Network ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free Checks
- Unlimited Check Writing
- Monthly Imaged Statement
- eStatements
No Minimum Opening Deposit
No monthly service charge. No minimum balance required to accrue interest. Fees for using non-皇冠365 ATM’s will be refunded each month.
Interest Checking
- Interest Bearing
- Free 皇冠365 Visa® Debit Card
- Refunded Out-Of-Network ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free Checks
- Unlimited Check Writing
- Monthly Imaged Statement
- eStatements
$1,000 Minimum Opening Deposit
$8 monthly service charge if balance falls below $1,000. Service charges apply. Higher interest rate on deposits.
Swipe Smart Checking
- Interest Bearing
- Free 皇冠365 Visa® Debit Card
- Refunded Out-Of-Network ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free Checks
- Unlimited Check Writing
- Monthly Imaged Statement
- eStatements
$25 Minimum Opening Deposit
No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply. Minor accounts must be opened with a parent or guardian as a joint owner.
USA Checking for Seniors (age 62+)
- Interest Bearing
- Free 皇冠365 Visa® Debit Card
- Refunded Out-Of-Network ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free Checks
- Unlimited Check Writing
- Monthly Imaged Statement
- eStatements
$100 Minimum Opening Deposit
No monthly service charge. No monthly minimum balance required. Other institution ATM fees will apply.
As soon as you activate your debit card, our debit card fraud alert system keeps an eye on your transactions. If we see something unusual, we will ask you to confirm the purchase. You get a text asking if you made the purchase. You reply with a text back. It’s simple, quick and easy.
7 am – 4 pm CST Saturday Call 1-800-413-4211